You’ve made the decision, or you’re close — but now the bigger picture seems so far away.
Figuring out where to begin can be overwhelming.
That's where Dharma comes in.
We help you get organized and prepared before you hire an attorney.
You know you need to get your finances in order. But with years’ worth of financials, assets, debts—and unanswered questions— it can feel like you're navigating life's greatest transition without a roadmap.
You don't have to figure it all out on your own.
Dharma helps you turn the overwhelm into organization, the uncertainty into clarity, and the endless to-do list into a manageable plan.
Moving forward doesn't have to feel so impossible. Let Dharma help you find your path.
Divorce Readiness Packaged Services
Your circumstances are unique.
Your preparation should be, too.
Our individually tailored packages provide a starting point for building a preparation plan around your circumstances, priorities, and goals.
Depending on the level of support you need, your personalized package may include the following services and deliverables:
✓ Personalized Initial Consultation
A one-on-one consultation with an experienced family law paralegal to discuss your circumstances, identify your priorities, and develop a preparation plan tailored to your individual needs.
✓ Ongoing One-on-One Support
Personalized consultations, progress check-ins, and hands-on assistance throughout the preparation process, providing guidance and support as your needs evolve.
✓ Marriage & Separation Overview
A thoughtfully organized summary of your marital history, circumstances leading to separation, significant concerns, and personal priorities. Prepared with your future attorney in mind, this overview provides valuable background information and a meaningful starting point for understanding your circumstances and objectives.
✓ Asset & Debt Inventory
A comprehensive, editable spreadsheet identifying and organizing known assets, liabilities, financial accounts, balances, and other relevant financial details. Your inventory also highlights unknown assets, unidentified accounts, and outstanding financial questions to discuss with your attorney.
✓ Income & Expense Analysis
A detailed breakdown of your income, household expenses, recurring financial obligations, children's expenses, and other financial needs. We also prepare projected post-separation income and expense summaries to help you anticipate potential changes to your financial circumstances and better prepare for life after divorce.
✓ Financial Document Inventory
A detailed, organized record of the financial documents collected and available for review, making it easier for you and your legal team to locate information, evaluate existing records, and identify outstanding documentation.
✓ Secure Digital Document Organization
A structured, easy-to-navigate digital filing system that keeps your financial records organized, accessible, and ready to share securely with the attorney of your choice.
✓ Document Collection & Preparation Assistance
Hands-on assistance identifying, locating, obtaining, and organizing financial documentation. This may include preparing records for review, categorizing financial statements, and appropriately redacting sensitive personal information to help protect your privacy.
✓ Financial Information Gap Analysis
A comprehensive overview of missing documentation, unidentified accounts, incomplete financial records, and unanswered questions. These findings are organized for you to discuss with your attorney.
✓ Your Personalized Financial Preparation Package
A consolidated, professionally organized collection of your financial spreadsheets, summaries, inventories, supporting documentation, and relevant marital background information—all prepared for you to share with the attorney you choose.
✓ Additional Divorce Readiness Coaching & Support
Compassionate, practical support as you navigate the challenges of preparing for divorce. From organizing your priorities and establishing personal goals to managing the many moving pieces of this transition, we're here to help you approach your next chapter with greater clarity, confidence, and peace of mind.
You don't have to know where to begin. That's what we're here for.
Dharma meets you where you are—with personalized support designed around what you actually need.
One-on-One Packages
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Dharma Done With You
From $1,500 · payment plans available
We work side by side to build your file.
Private one-on-one working sessions
The Dharma workbook, completed with our guidance
Asset & debt inventory and income & expense summary, built together
Your Financial Preparation Package, ready for your attorney
Best for: straightforward finances and women ready to gather their own documents.
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Dharma Concierge
★ MOST CHOSEN ★
From $3,500 · payment plans available
You upload; we do the heavy lifting.
One-on-one planning calls as often as you need
Full document indexing and categorization
Inventory, income & expense summary and post-separation budget, completed for you
Gap list, plus help tracking down missing records
Best for: busy professionals and parents with several assets or unknowns.
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Dharma Financial Clarity
From $5,500 · payment plans available
For complex finances that need extra depth.
Everything in Dharma Concierge
Organization of business records you have access to
Transaction categorization across multiple accounts
Source-linked summaries, so every number traces back to a document
Best for: business owners and households with many accounts or complicated finances.
Prefer to Do It Yourself?
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Dharma Guided
$497 · 4-week small group
Do your own organizing, with structure and support.
The complete Dharma DIY toolkit
Weekly live virtual workshops through each part of the workbook
Weekly group Q&A sessions, plus recordings of every session
A step-by-step weekly plan to keep you on track
Best for: women who want structure, accountability and guidance at a lower price than one-on-one support.
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Dharma DIY
Coming soon · self-paced toolkit
Do it yourself, on your own time.
The Dharma Divorce Readiness Workbook: 100 fillable pages, digital or printable
Asset & debt worksheet and monthly budget worksheet
Financial document checklist, with timeframes
Guide to setting up a secure digital filing system
Best for: organized self-starters who prefer to do the work themselves.
See Everything Included
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You gather the documents and information we request, and we organize, review and build your file with you in private working sessions.
Personalized initial consultation and preparation plan
The Dharma workbook, for you to complete with our guidance
Secure, encrypted portal for uploading your documents
Private one-on-one working sessions
Document organization, indexing and redaction
Asset and debt inventory and income and expense summary, completed together
Financial information gap list
Your final Financial Preparation Package, ready to share with the attorney you choose
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We handle the bulk of the work: organizing, indexing and redacting your financial records, completing your spreadsheets, and assembling your finished financial package.
Personalized initial consultation and preparation plan
Secure, encrypted portal for uploading your documents
One-on-one planning calls as often as you need them
Full document indexing, categorization and redaction
Asset and debt inventory, completed for you in Dharma’s proprietary spreadsheets
Income and expense summary, including children’s expenses
Projected post-separation budget, so you can plan for life after divorce
Marriage and separation overview, in your own words, organized for your attorney
Financial information gap list: missing documents, unidentified accounts and open questions
Follow-up help tracking down missing records
Your final Financial Preparation Package, ready to share with the attorney you choose
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Everything in Dharma Concierge, expanded for those with one or more business interests, many bank accounts, substantial assets or debts, and complicated transaction histories.
All services included in Dharma Concierge
Organization of business-related records you have access to (tax returns, financial statements, entity documents)
Transaction categorization across multiple accounts
Source-linked financial summaries, so every number traces back to a document
A detailed list of questions to raise with your attorney, CPA or financial professional
A file organized so the professionals you hire, such as a CPA, CDFA or forensic accountant, can start work quickly
Not sure which package fits?
Every situation is different. Services can be added, adjusted or customized to your circumstances, financial complexity and the level of support you want. Your final package and pricing are set after your free call, so you only pay for what you need.
All services are organizational and educational. Dharma does not give legal, tax or investment advice. Dharma’s services do not include the preparation of court forms or pleadings, and Dharma does not make determinations on how a marital estate, including assets or debts, should be divided. Where something needs a professional, such as an attorney, CPA, CDFA or forensic accountant, we’ll give you the tools to choose the right legal professional for you, and you choose the professional. We receive no compensation from any professional we mention.